Insurance Application Declined?

We Fix What Insurers Flag — So You Get Approved

Half of Irish SMEs have been refused cyber insurance or given a remediation list they don't know how to action. We close the gaps insurers care about — MFA, backups, patching, incident response — typically in 2–4 weeks.

No obligation · We reply within 1 business day

Why Insurers Are Saying No

Since 2023, Irish cyber insurers have dramatically tightened their requirements. Controls that were "nice to have" are now mandatory. The most common reasons for decline:

1

No MFA on email or remote access

Microsoft data shows MFA blocks 99.9% of automated attacks. Insurers know this — it's now non-negotiable.

2

No tested backup strategy

Untested backups are as good as no backups. Insurers want proof your data can be restored.

3

Unpatched systems

Known vulnerabilities left unpatched are the easiest attack vector — and the easiest reason to decline.

4

No incident response plan

Insurers want to know you can contain a breach quickly — not just react in panic.

What We Fix — And How Fast

We address the specific controls your insurer flagged, in priority order, so you can reapply as quickly as possible.

Multi-Factor Authentication (MFA)

The #1 reason insurers decline applications. We implement MFA across email, VPN, admin accounts, and cloud services — typically in under a week.

Backup & Recovery

Insurers want tested, immutable, offline backups. We design and verify a backup strategy that satisfies even the strictest underwriters.

Patch Management

Unpatched systems are an automatic red flag. We set up automated patching for OS, applications, and firmware with compliance reporting.

Incident Response Plan

Most insurers now require a documented, tested IR plan. We create one tailored to your business and run a tabletop exercise to prove it works.

Typical timeline: 2–4 weeks from assessment to reapplication

Most remediation costs between €3,000–€8,000 — a fraction of the €35,000–€65,000 average cost of an uninsured cyber incident for an Irish SME.

How It Works

01

Share Your Decline Letter

Send us what your insurer flagged. We'll assess exactly what needs fixing.

02

Gap Assessment

We audit your current controls against insurer requirements — typically completed in 2 days.

03

Remediation Sprint

We implement the fixes in priority order. MFA first, then backups, patching, and policies.

04

Reapplication Pack

We prepare documentation proving your controls are in place — in the format insurers expect.

Get a Free Remediation Assessment

Tell us what your insurer flagged. We'll assess the gaps, estimate the timeline and cost, and give you a clear plan to get approved — no obligation.

Free initial assessment — no obligation

Response within 1 business day

Government grant eligible — up to €3,000 back

Confidential — we never share your information

Did you know? Enterprise Ireland's Cyber Security Review grant covers up to €3,000 toward remediation costs. Check your eligibility →

Tell Us What Happened

We'll assess your situation and provide a clear remediation plan.

Confidential · No obligation · Response within 1 business day

Frequently Asked Questions

Don't Wait for the Next Renewal

The controls insurers require today are the same controls that protect your business from a real attack. Fix them now — get insured and get protected.

Insurers Want Evidence of Real Controls

MFA, EDR, tested backups, email filtering — insurers now require proof before issuing policies. We deploy and manage these controls so you can get covered.

See Our Managed Security Solutions

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